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Aslan
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Pension Salary Sacrifice

Offset the NI rises without changing pension provider.

“Offset the National Insurance hikes and put more in your employees' pockets with pension salary sacrifice enablement. Aslan's fully managed service means no need to change your pension provider.”

Aslan, aslan.io/solutions

The problem

Employer NIC has risen to 15% with a secondary threshold of just £5,000. Pension contributions paid the conventional way carry NIC that need not be paid.

What Aslan does

A fully managed salary sacrifice enablement service that keeps your existing pension provider in place.

How it works

  1. 1Employees agree to exchange part of gross salary for an employer pension contribution.
  2. 2Contracts and communications are handled as part of the managed service.
  3. 3Payroll applies the sacrifice; the pension provider stays the same.
  4. 4Employer and employee NIC both reduce on the sacrificed amount.

Employee experience

  • Same pension contribution, higher take-home pay.
  • No change to their pension provider or pot.
  • Clear before-and-after payslip illustration at enrolment.

Employer experience

  • A recurring, defensible employer NIC saving.
  • No pension provider migration.
  • Managed enrolment and employee communications.

How we treat the financial impact

The single most defensible hard saving: employer NIC at 15% on every pound sacrificed above the secondary threshold.

For your selected buyer lens: Recurring, statutory-rate saving with a short payback and low delivery risk.

Viewing as

The model

Pension salary sacrifice calculator

Pension salary sacrifice calculator

Your inputs

Your input
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£
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Pensionable pay basis

Your input
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Illustrative assumption
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Not everyone will or should sacrifice. Adjust to match your expectation.

Your opportunity

Employer NI saving, per year

£186,964

£15,580 per month

Employee NI saving, per year

£99,714

£111 each, on average

  • Employer NI saved£186,964
  • Employee NI saved£99,714
Combined annual value£286,678

Participants modelled

898

3-year employer saving

£560,891

5-year employer saving

£934,818

What could we do with this saving?

Reinvest as

£186,964 funds 3,739 gifts of £50 at face value, where the Trivial Benefits conditions are met.

Salary sacrifice cannot reduce pay below the National Minimum Wage, and it may not suit employees whose statutory pay, mortgage affordability or benefit entitlements depend on gross pay. Eligibility screening is part of implementation, and our participation input is yours to set.

Why it matters

Employer NIC is now 15% on earnings above a £5,000 secondary threshold, so every pound moved from salary into an employer pension contribution stops attracting it. This is the most defensible number in the entire model: the rate is statutory, the mechanism is established, and Aslan states its managed service requires no change of pension provider. TalentMapper's published case study reports £3,000 saved a year on a 13-person team.

Proof

Published customer evidence

TalentMapper

Professional services · 13 employees

TalentMapper cut the impact of the government's increase in National Insurance contributions by a third, saving £3,000 a year with Pension Salary Sacrifice enablement — without changing from their Nest pension or updating their payroll software.

Read the published case study

Scrutiny

Questions your stakeholders will ask

Add this to the full business case

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Executive summaryNext: On-Demand Pay